Strategic Portfolio Partners
Portfolio Roadmap Report
Client Portfolio
strategicportfoliopartners.com.au | 0483 933 789
SPP Strategist Toolkit · Definitive Edition
Building Your Client’s path to financial independence
Session Flow Guide
Client Readiness Score
--
/ 100
To Independence
Cost of Doing Nothing — Foregone capital growth from today
Every day without Property 1 is compounding capital growth missed — permanently.
Today
--
This Week
--
This Year
--
Before & After Wealth Snapshot
Today — Without the Portfolio
Your financial position today
In 10 Years — With the Portfolio
Your financial position will be transformed
Total Portfolio Value
--
end of projection
Total Equity
--
value minus loans
Annual Rental Income
--
gross at end
Net Weekly Cashflow
--
after all costs
Annual Tax Benefit
--
Year 1 estimated
Salary to Replace
--
The income threshold for financial independence
Financial Independence Year
--
Year when net rental exceeds salary
House & Land
Standalone H&L Package
Maximum Div 43 + Div 40 depreciation. Stamp duty on land only. Highest growth potential.
Dual Key
Two Incomes. One Title.
1.7x rental yield. Double income, one management cost. Often cashflow positive early.
Duplex
Two Titles. Three Strategies.
Sell both, sell one keep one, or hold both. Maximum optionality. Two separate incomes.
New Property Tax Advantages
The tax office pays part of your mortgage.
Every. Single. Year.
Every. Single. Year.
New H&L, Dual Key and Duplex packages attract depreciation deductions that established properties do not. Combined with negative gearing, the real weekly cost is dramatically lower than most clients assume — and the comparison to an established property makes the case itself.
🏠
Div 43 Building Depreciation
--
2.5% p.a. of construction cost. New builds only. Up to 40 years from completion.
🌁
Div 40 Plant & Equipment
--
Fixtures, fittings, appliances. Declining value. Highest first-year on new builds.
📈
Negative Gearing Refund
--
Annual tax refund from rental loss offset against salary. Reduces real holding cost.
💵
Real Weekly Cost After Tax
--
What this property actually costs after rent, depreciation and negative gearing.
Equity Position
Strategy A
Passive Income Journey
net annual cashflow
Portfolio Value vs Loan Balance
wealth accumulation story
Equity Milestones & Next Purchase Thresholds
What If I Wait?
Every year of delay costs real capital. Drag the slider to see exactly what waiting costs this client.
2 yr
Missed Capital Growth
--
on first property
Forfeited Rental Income
--
gross over wait period
Higher Entry Price
--
same property costs more
Strategy A vs Strategy B
Strategy A
Total Equity
--
Portfolio Value
--
Net CF/wk
--
Properties
--
Strategy B
Total Equity
--
Portfolio Value
--
Net CF/wk
--
Properties
--
Configure Strategy B via the sidebar tab
Objection Handler
When your client says one of these things — click to jump to the right tool instantly.
“I can’t afford to invest.”
Borrowing Capacity Calculator
“I’ll wait until the market drops.”
Cost of Waiting Slider
“I should pay off my home first.”
PPOR Trap Calculator
“Renting is just dead money.”
Rent vs Own True Cost
Borrowing Capacity Calculator
$
$
$
%
Est. Borrowing Capacity
--
Max Purchase (at LVR)
--
Deposit Required
--
Property Summary
projections at end of period — with tax benefits
| Property | Type | Year | Purchase | Proj. Value | Growth % | Annual Rent | Tax Benefit/yr | Real CF/wk |
|---|
Portfolio Strategy vs Single Property
Your Portfolio Strategy
--
total equity at end
Single Property (same capital)
--
first property only
Acquisition Timeline
Sensitivity Analysis — 4 Scenarios
Annual Net Cashflow
year by year
Rental vs Costs
stacked annual breakdown
Session Progress Tracker
Shows readiness score changes across saved sessions. Clients see their financial position improving each time they return.
Client Action Summary — Take-Home Card
Strategic Portfolio Partners — Personalised Portfolio Roadmap
Your Investment Roadmap
01
What you can borrow
--
Your confirmed borrowing capacity. SPP will verify the exact figure based on your full financial picture.
02
Your first property
--
Your roadmap starts here. Purchase year: --.
03
Your portfolio in 10 years
--
Projected equity at the 10-year milestone. This is what the strategy delivers.
Prepared by SPP · · Not financial advice
Book Discovery Session →
Ready to build this portfolio
in the real world?
in the real world?
A free 45-minute Discovery Session with Iti or a senior SPP strategist turns this roadmap into a strategy built around your actual income, borrowing capacity and goals.
Book a Free Discovery Session →
45 minutes · Free · No obligation · 0483 933 789